Nobody picks a bank for the merchant offers. Which is exactly why the deals catalogue attached to ADCB cards — one of the broadest of any UAE bank — mostly goes unopened. If there's an ADCB card in your wallet, you already have it. Here's what's inside, why your card decides what you see, and how to actually use it in 2026.

Format: Offers section in the ADCB mobile app and on the ADCB website Offers: Merchant discounts across dining, retail, pharmacies and clinics, wellness, services and travel — as of August 2026, DiscGo tracks 2,200+ distinct ADCB offers usable at 4,300+ locations across the UAE Cost (August 2026): Included with eligible ADCB cards — there's nothing to buy or subscribe to.

How to redeem:

1. Open the offers section in the ADCB app or on the ADCB website

2. Check the offer's terms — each one lists which ADCB cards qualify

3. Pay with your eligible ADCB card at the merchant; some offers apply on payment, others ask you to show the offer or use a code

4. For online merchants, the code or link in the offer page usually does the work

The best of ADCB card offers:

Breadth is the headline. This isn't a dining-only programme: alongside 1,800+ restaurants and cafés, the catalogue DiscGo tracks spans 1,100+ retail locations plus pharmacies, clinics, salons, gyms, car services and travel — the everyday spending most offer programmes ignore. The nuance most cardholders miss: ADCB issues over 20 different card products — TouchPoints cards, Islamic cards, and co-branded cards with names you'll recognise from your own keyring — and each card carries its own slice of the catalogue. The offers your colleague sees are not necessarily yours, which is one more reason the only view that matters is the one filtered to the exact card you hold. (And if you know ADCB for TouchPoints: that's the points programme. The merchant-discount catalogue is a separate, quieter benefit — many cards carry both.)

That's the ADCB offers catalogue — wide, genuinely useful, and invisible unless you go looking. The catch isn't whether the offers are good. It's whether you'll check them before you pay. Because ADCB offers are one of 9 to 12 offer platforms the average UAE resident already has on their phone.

Nobody opens 5 apps before dinner in Dubai. Nobody. That's exactly why most UAE residents leave AED 4,000–5,000 a year on the table — not on offers they need to find, but on offers they already have. Emirates NBD, FAB, ADCB, Mashreq, Fazaa, Esaad, sometimes the restaurant's own app. All sitting on your phone. Most of them forgotten before the bill lands.

The UAE doesn't have a discount problem. It has a time and remembering problem.

DiscGo is one app to check the cards, memberships and platforms you already have, right before you pay — or in advance. We track 35+ of the most-used offer platforms in the UAE — including ADCB — in one search and one map: tell DiscGo which cards you hold, and it shows only the offers that apply to you, sorted by what's near you. No card numbers. No bank logins.

→ Download DiscGo free on iOS and Android

Source: DET Gastronomy Industry Report 2023; DiscGo offer database, August 2026.

DiscGo is an independent offer aggregator and is not affiliated with, endorsed by or sponsored by Abu Dhabi Commercial Bank (ADCB). Offers change frequently and are always redeemed through the original provider.

What are ADCB card offers? ADCB card offers are merchant discounts included with eligible ADCB cards, covering dining, retail, health, wellness, services and travel across the UAE. You browse them in the ADCB app or website and redeem them by paying with (or showing) your eligible card.

Do all ADCB cards get the same offers? No. ADCB issues over 20 card products, and each offer lists which cards qualify — so two ADCB cardholders can see meaningfully different catalogues. Always check the eligibility line on the offer before you rely on it.

How many ADCB offers are there in 2026? As of August 2026, DiscGo's database tracks 2,200+ distinct ADCB offers redeemable at 4,300+ locations across the UAE, with dining and retail as the largest categories.

Are ADCB offers the same as TouchPoints? No — TouchPoints is ADCB's rewards points programme. The offers catalogue is the separate merchant-discount side of the card. Many ADCB cards carry both benefits at once.

Do ADCB offers cost anything? No. The catalogue is included with eligible ADCB cards. The only thing it costs is the ten seconds it takes to check before you pay — which is the step most people skip.