FAB Rewards is one of the quietest big things in UAE banking — points stack on every transaction, expire if you ignore them, and convert into instant savings if you remember to look. Here's the 2026 guide: how the points actually work, how to redeem them, and what the new "rewards for steps" card is doing differently.

Format: App + website (FAB Mobile app + bankfab.com), plus partner POS at participating retailers Offers: 1,000+ partner brands for redemption + Shukrans conversion at every Landmark Group store. Up to 50,000 FAB Rewards earnable per month for top-tier cardholders. Cost (May 2026): Free for FAB cardholders. Earning rate scales with card tier (Elite cards earn 60 FAB Rewards per AED 100 spent domestically, 120 per AED 100 internationally).

How to redeem:

1. Earn FAB Rewards automatically on every transaction with your FAB card

2. Open the FAB Mobile app and go to the Rewards section

3. Pick how to use the points: cashback, dining, retail, travel miles, entertainment, or instant Shukrans conversion

4. For instant in-store redemption, present your FAB card at participating Landmark stores and choose Shukrans at checkout

5. For travel and dining redemption, complete the redemption inside the FAB app

The best of FAB Rewards:

FAB Rewards is First Abu Dhabi Bank's loyalty engine — a points programme that quietly stacks every time you spend with a FAB card and then opens up to a wide redemption catalogue: cashback, retail, dining, travel miles, entertainment. Elite cardholders earn 60 points per AED 100 spent locally and 120 per AED 100 internationally, with monthly earnings stretching up to 50,000 points. In January 2026 FAB launched what it calls a world-first: a card that rewards you for steps — 25 FAB Rewards per 1,000 steps, capped daily — alongside complimentary gym access and up to 30% off at leading sports and wellness brands. The trick with any rewards programme is actually using it; FAB makes that easier than most by letting you convert points to Shukrans for instant in-store savings across the Landmark Group.

That's FAB Rewards in a nutshell — quietly stacking, easy to overlook. The catch isn't whether they add up. It's whether you'll redeem them before they expire. Because FAB Rewards are one of 9 to 12 offer platforms the average UAE resident already has on their phone.

Nobody opens 5 apps before dinner in Dubai. Nobody. That's exactly why most UAE residents leave AED 4,000–5,000 a year on the table — not on offers they need to find, but on offers they already have. Emirates NBD, FAB, Mashreq, Fazaa, Esaad, IHG, Marriott Bonvoy, sometimes the restaurant's own app. All sitting on your phone. Most of them forgotten before the bill lands.

The UAE doesn't have a discount problem. It has a time and remembering problem.

DiscGo is one app to check the cards, memberships and platforms you already have, right before you pay — or in advance. At launch we cover 16 of the most-used platforms in the UAE — including FAB — with 50+ on the roadmap. No card numbers. No bank logins. Pick what you have, see what's near you.

→ Download DiscGo free on iOS and Android

Source: DET Gastronomy Industry Report 2023; DiscGo offer database, April 2026.

What are FAB Rewards? FAB Rewards is the loyalty programme run by First Abu Dhabi Bank. Cardholders earn points on every transaction with a FAB card, which can then be redeemed for cashback, dining, retail, travel miles, entertainment, or converted instantly to Shukrans for in-store use across the Landmark Group.

How many FAB Rewards do I earn per AED 100? On Elite cards, you earn 60 FAB Rewards per AED 100 spent domestically and 120 FAB Rewards per AED 100 spent internationally. Earning rates on other tiers vary; check your specific card's terms in the FAB Mobile app.

How do I convert FAB Rewards to Shukrans? You can convert FAB Rewards to Shukrans either inside the FAB Mobile app (under the Rewards section) or in real-time at checkout in any participating Landmark Group store by presenting your FAB card and choosing the Shukrans option.

Can I earn FAB Rewards from steps? Yes — in January 2026 FAB launched what it markets as a world-first fitness rewards card. Cardholders earn 25 FAB Rewards per 1,000 steps walked, capped daily, alongside complimentary gym access and up to 30% off at leading sports and wellness brands.

How do I redeem FAB Rewards? Open the FAB Mobile app, go to the Rewards section, and choose how to use your points: cashback, dining, retail, travel miles, entertainment, or Shukrans. Some redemptions happen instantly at partner stores; others (like travel and most dining) are completed inside the app.