DiscGo Blog
Tips on getting more from your bank cards, loyalty programmes, and membership perks in the UAE. From the team building DiscGo.
You Have More Discounts Than You Think. You Just Can't Find Them.
Published on February 19, 2026.
You Have More Discounts Than You Think. You Just Can't Find Them.
If you live in the UAE, you're probably sitting on dozens of discounts right now and don't even know it.
Your bank card has dining offers you've never checked. Your loyalty app has deals that expired last week because you forgot they existed. That membership you signed up for six months ago? It comes with retail perks you've never once used. And somewhere between Fazaa, SHARE Rewards, Entertainer, Amber, your credit card app, and whatever else is buried on your phone, there's a 50% off brunch you would have loved. But you'll never see it.
This is the reality for most people in the UAE. Not a lack of discounts. A flood of them, scattered across too many places to keep track of.
The problem isn't finding deals. It's finding YOUR deals.
The UAE has one of the richest discount and loyalty ecosystems anywhere in the world. Between bank card programmes, retail loyalty schemes, telecom rewards, government benefit cards, and premium membership clubs, there are over 50 active platforms offering perks to residents.
That sounds great on paper. In practice, it means checking a different app for every card in your wallet, every loyalty programme you've joined, and every membership you've signed up for. Most people don't bother. They open one or two apps they remember, miss everything else, and end up paying full price for something they already had a discount for.
It's not laziness. It's fragmentation.
How many platforms are you actually signed up for?
Here's a quick exercise. Think about what's in your wallet and on your phone right now.
Bank cards. Most UAE banks (Emirates NBD, FAB, ADCB, Mashreq, HSBC, DIB) have their own offers portals and apps. If you carry two or three cards, that's two or three separate places to check for restaurant, retail, and lifestyle offers. Each bank curates its own deals, and they rarely overlap.
Loyalty programmes. SHARE Rewards, Shukran, Amber, Club Apparel, Tickit by Dubai Holding, Blue by Al Futtaim. These cover malls, fashion, groceries, and entertainment. Each one has its own app, its own points system, and its own set of partner outlets.
Membership and privilege apps. Entertainer, Fazaa, Esaad, Privilee, Zomato Pro, Careem+. Some are paid, some come through your employer or a government benefit, and each unlocks a completely different set of offers.
Telecom rewards. Etisalat Smiles, du Rewards. These are tied to your phone plan and often get overlooked entirely.
Add it all up and the average UAE resident could realistically have access to eight or more platforms. Each with its own app, its own interface, and its own deals refreshing on different schedules. Nobody checks all of them. Most people check one or two and hope for the best.
What gets lost in the noise
The cost of this fragmentation isn't dramatic. It's quiet. It's the dining offer you didn't know your Mashreq card had at the restaurant you went to last Friday. It's the buy-one-get-one at a spa that was sitting in your SHARE Rewards app while you paid full price. It's the retail discount through Fazaa that you qualified for but never thought to look up.
Over weeks and months, these missed offers add up. Not because the discounts don't exist, but because no one has the time or patience to search five different apps every time they want to grab lunch or book a hotel.
The information is out there. It's just spread across too many places.
One place to check instead of ten
This is the problem we built DiscGo to solve.
DiscGo is a free app that brings offers from your bank cards, loyalty programmes, and membership platforms into a single search. Instead of opening each app separately, you tell DiscGo which cards and memberships you have. It then shows you every available offer filtered to what's actually relevant to you, near you, right now.
You don't enter any card numbers, bank details, or login credentials. You simply select what you have, and DiscGo handles the rest. When you find an offer you want to use, you redeem it through the original provider as usual. DiscGo just helps you discover it.
No more guessing which app to open. No more missing offers you didn't know you had.
Stop leaving your discounts on the table
The UAE gives you access to an incredible range of perks and benefits. The only thing missing is a single place to find them all.
DiscGo is launching soon in Dubai. Join the waitlist at discgo.ae to be the first to know when it's live.
DiscGo is an informational aggregator. We do not process payments, redeem offers, or work directly with individual businesses. All offers are redeemed through their original providers.