ADIB Card Offers in 2026: What the Bank Offers and Who It Suits
ADIB Card Offers (2026): What the Bank Offers
A general guide to ADIB’s covered cards in 2026: its rewards programmes, travel and shopping options, and how to work out which type suits your spending.
The Carrefour receipt says you earned points, and you have no idea what they are worth. ADIB runs several rewards programmes, so what you get back depends on which one your card belongs to.
ADIB offers Shariah-compliant covered cards tied to different rewards programmes. At the time of writing, these include its own Exceed Rewards, SHARE Points at Majid Al Futtaim brands, and travel and lifestyle partners such as Etihad Guest, Emirates Skywards, Marriott Bonvoy and Smiles.
What does ADIB generally offer?
The range is built around where you already spend. These are the broad options, not a recommendation of any one card. ADIB cards
Type of card | What it focuses on | May suit people who |
|---|---|---|
SHARE | SHARE Points at Majid Al Futtaim brands such as Carrefour | Shop often at Carrefour and Majid Al Futtaim malls |
Exceed | ADIB’s own Exceed Rewards | Want one general rewards programme |
Etihad Guest or Emirates Skywards | Airline miles | Fly often with one airline |
Marriott Bonvoy | Hotel loyalty points | Stay with Marriott hotels |
Smiles | The Smiles rewards programme | Already use Smiles |
How to use ADIB card benefits
Check which rewards programme your card belongs to.
Look at where most of your monthly spending goes, and whether your programme rewards it.
See whether DiscGo has listings for your card, then redeem through ADIB or the original provider.
Check your balance and redeem your rewards in the way your programme describes.
What to check first
Rewards usually vary by category, and promotions come and go. Everyday bills may earn less than shopping or travel, so look at your own spending before the headline offer.
We leave fees, rates and eligibility figures out of this guide because they change often. ADIB’s current product pages and terms are the place to check them.
Our advice: start from your habits, not the product. If one brand or airline already takes most of your spending, a programme tied to it is the natural place to look. If not, a general rewards programme is simpler to live with.
Frequently asked questions
Does ADIB offer Islamic credit cards?
ADIB describes its cards as Shariah-compliant covered cards. ADIB SHARE cards
What are ADIB SHARE cards for?
They earn SHARE Points, which you use at Majid Al Futtaim merchants. ADIB SHARE cards
What are Exceed Rewards?
They are points earned on ADIB’s Exceed covered cards, redeemed through the ADIB Mobile App. ADIB Exceed cards
Related guides
Find the benefits you already have
DiscGo helps you find offers from the cards, memberships and programmes you select. Compare relevant listings in one app, then redeem through the original provider. About DiscGo
Download DiscGo free on iOS and Android. Get the app
Programme details checked on 1 November 2026. Offers and eligibility can change; check the provider’s current terms before using a benefit. This is general information, not financial advice.
DiscGo is an independent offer aggregator and is not affiliated with, endorsed by or sponsored by Abu Dhabi Islamic Bank (ADIB).
